# Assetli

> AI-powered personal finance and household management platform.
> Import bank statements automatically, track investments (stocks, ETFs, crypto, real estate),
> manage budgets and subscriptions, and get AI-driven financial insights — all in one place.

Assetli combines complete asset management with an AI assistant that understands your financial
data and answers questions about your finances. Unlike most apps, it covers bank accounts,
transactions, budgets, stocks/ETFs, cryptocurrencies, alternative investments, real estate,
vehicles, valuables, mortgages, loans, subscriptions, and household expenses. Available in
English, Czech, German, and French.

Site URL: https://assetli.app
Languages: en (default, no prefix), cs (`/cs/`), de (`/de/`), fr (`/fr/`)
Powered by: Astro 5, React 19, MongoDB, Claude Sonnet 4 (for AI features)

## Key features

- **AI transaction categorization** — Claude Sonnet 4 categorizes imported transactions automatically
- **CSV bank import** — built-in parsers for Air Bank, Raiffeisenbank, UniCredit Bank; generic CSV for any bank
- **Automatic bank sync (Premium)** — connects via Wallet by BudgetBakers API to 100+ banks
- **Portfolio tracking** — stocks/ETFs with live prices, crypto (CoinMarketCap), real estate, alternative investments
- **Budgets** — 50/30/20 template, envelope method, custom budgets, lifestyle inflation tracking
- **Subscriptions management** — all recurring payments with renewal reminders
- **Analytics** — financial health score (0–850), cash flow forecast, spending patterns, AI financial X-Ray report
- **Household** — appliances, utilities, Home Assistant integration
- **Family Legacy** — digital inheritance of financial information
- **Bill splitting** — shared expenses for couples and roommates
- **Multi-profile** — one user can manage multiple independent financial profiles (e.g. self, spouse, child)
- **6 calculators** — mortgage, FIRE, inflation, investment strategy (DCA/compound interest), vehicle TCO, debt payoff

## Pricing

- **Free** — $0 forever, 1 profile, 2 bank accounts, 500 imported transactions/mo, 10 CZK AI budget/mo, includes 30-day Premium trial
- **Premium** — $5.99/mo or $46.99/year (~$3.92/mo), 5 profiles, unlimited bank accounts, unlimited transactions, 75 CZK AI budget/mo, automatic bank sync, AI X-Ray report, Family Legacy
- **Max** — $14.99/mo or $116.99/year (~$9.75/mo), 15 profiles, all unlimited, 200 CZK AI budget/mo
- All plans include MCP connection to Claude/ChatGPT, 6 calculators, manual categorization, custom rules
- All plans allow using your own API key for unlimited AI usage at provider cost
- Detailed pricing: https://assetli.app/pricing

## AI integration

- **Remote MCP server (recommended)** — connect Claude, ChatGPT, or any MCP client directly:
  add a custom connector with URL `https://assetli.app/api/mcp`. Authentication is OAuth 2.1
  (PKCE, Dynamic Client Registration) — the user signs in and grants `read` or `read`+`write`
  scope on a consent screen; no API key needed. 42 tools: reading (accounts, transactions,
  budgets, subscriptions, stocks, crypto, real estate, vehicles, mortgages, valuables, net worth,
  financial score, taxes, FIRE progress, cash flow prediction…) and writing with a preview/confirm
  pattern (`prepare_transaction` → `add_transaction`, stock/crypto trades, utility readings,
  bank statement import via `prepare_bank_import` → `import_bank_transactions`).
  - OAuth discovery: https://assetli.app/.well-known/oauth-protected-resource and
    https://assetli.app/.well-known/oauth-authorization-server
  - Feature page and setup guide: https://assetli.app/features/ai-connection
- **Local stdio MCP server (legacy)** — self-hosted read-only server for Claude Desktop
  (`mcp-server/` in the GitHub repository, authenticated via `ask_*` API key, 8 tools).
  Prefer the remote MCP server above.
- **REST API** — `GET /api/ai?section=<section>` authenticated via `Authorization: Bearer ask_*` API key.
  Sections: subscriptions, accounts, stocks, crypto, properties, budgets, transactions, summary.
- **OpenAPI 3.1 specification**: https://assetli.app/openapi.yaml

## Key pages

- [Homepage](https://assetli.app/)
- [Features overview](https://assetli.app/features)
- [How it works](https://assetli.app/how-it-works)
- [Pricing](https://assetli.app/pricing)
- [FAQ (40 questions)](https://assetli.app/faq)
- [Blog](https://assetli.app/blog)
- [Roadmap](https://assetli.app/roadmap)
- [Changelog](https://assetli.app/changelog)
- [Status](https://assetli.app/status)
- [Contact](https://assetli.app/contact)
- [Security](https://assetli.app/security)

## Feature pages

- [Bank accounts](https://assetli.app/features/bank-accounts)
- [Stocks & ETFs](https://assetli.app/features/stocks-etf)
- [Cryptocurrencies](https://assetli.app/features/crypto)
- [Real estate](https://assetli.app/features/real-estate)
- [Vehicles](https://assetli.app/features/vehicles)
- [Valuables](https://assetli.app/features/valuables)
- [Loans & mortgages](https://assetli.app/features/loans-mortgages)
- [Budgets](https://assetli.app/features/budgets)
- [Bill splitting](https://assetli.app/features/bill-splitting)
- [Net worth](https://assetli.app/features/net-worth)
- [Analytics](https://assetli.app/features/analytics)
- [Family Legacy](https://assetli.app/features/family-legacy)
- [Files](https://assetli.app/features/files)
- [Subscriptions](https://assetli.app/features/subscriptions)
- [AI Assistant](https://assetli.app/features/ai-assistant)
- [AI connection via MCP (Claude, ChatGPT, Gemini)](https://assetli.app/features/ai-connection)

## Calculators

- [Mortgage calculator](https://assetli.app/calculators/mortgage)
- [FIRE calculator](https://assetli.app/calculators/fire)
- [Inflation calculator](https://assetli.app/calculators/inflation)
- [Investment strategy (DCA / compound interest)](https://assetli.app/calculators/investment-strategy)
- [Vehicle TCO calculator](https://assetli.app/calculators/vehicle-tco)
- [Debt payoff calculator](https://assetli.app/calculators/debt-payoff)

## Solutions

- [For individuals](https://assetli.app/solutions/individuals)
- [For families](https://assetli.app/solutions/families)
- [For investors](https://assetli.app/solutions/investors)

## Education

- [Financial Glossary (120 terms)](https://assetli.app/financial-glossary)

## Comparisons

- [Best Personal Finance Apps 2026](https://assetli.app/best-personal-finance-apps)
- [Assetli vs YNAB](https://assetli.app/compare/assetli-vs-ynab)
- [Assetli vs Monarch Money](https://assetli.app/compare/assetli-vs-monarch-money)
- [Assetli vs Wallet by BudgetBakers](https://assetli.app/compare/assetli-vs-wallet-budgetbakers)

## Localized URLs (Czech)

- Domovská stránka: https://assetli.app/cs/
- Funkce: https://assetli.app/cs/funkce
- Ceník: https://assetli.app/cs/cenik
- Jak to funguje: https://assetli.app/cs/jak-to-funguje
- Časté otázky (FAQ): https://assetli.app/cs/caste-otazky
- Blog: https://assetli.app/cs/blog
- Kontakt: https://assetli.app/cs/kontakt
- Plánované funkce (Roadmap): https://assetli.app/cs/planovane-funkce

## Security and privacy

- Encrypted data at rest and in transit (TLS, AES-256)
- GDPR compliant — data portability via `GET /api/user/export-data` (Article 20)
- No third-party data sharing, no browsing history tracking
- API keys hashed with SHA-256
- Security policy: https://assetli.app/.well-known/security.txt

## Supported banks (CSV parsers)

- Air Bank (CSV, PDF, raw text)
- Raiffeisenbank (CSV)
- UniCredit Bank (CSV)
- Generic CSV import for any other bank
- Automatic sync (Premium): 100+ banks via Wallet by BudgetBakers API

## Contact

- Email: info@assetli.app
- Contact page: https://assetli.app/contact
- LinkedIn: https://www.linkedin.com/company/assetli
- X (Twitter): https://x.com/assetli_app
- GitHub: https://github.com/ondrej-smutny
- Status page: https://assetli.app/status

## Optional

- [Full structured details (llms-full.txt)](https://assetli.app/llms-full.txt)
- [OpenAPI 3.1 specification](https://assetli.app/openapi.yaml)
- [Sitemap](https://assetli.app/sitemap.xml)
- [Terms of Service](https://assetli.app/terms)
- [Privacy Policy](https://assetli.app/privacy)

*Last updated: 2026-08-09*