Compare investment strategies side by side
Create up to 4 strategies and compare them with inflation adjustment, fees, taxes, Monte Carlo simulation with 1000 runs, what-if scenarios, and compound interest visualization. Find your optimal path to financial goals.
Strategy Setup & Quick Goals
Create up to 4 investment strategies with different parameters. Use quick goal presets for retirement, housing, education, or car — each pre-fills optimal time horizon and target amount.
Conservative
Initial amount
20 000 €
Monthly deposit
200 €
Expected return
4,0%
Balanced
Initial amount
20 000 €
Monthly deposit
200 €
Expected return
7,5%
Aggressive
Initial amount
20 000 €
Monthly deposit
200 €
Expected return
9,5%
Side-by-Side Results
Each strategy displays final amount, inflation-adjusted real value, total invested, net profit, ROI percentage, estimated fees, and tax. Sort by highest value, best ROI, or fastest growth. The best strategy gets highlighted automatically.
Conservative
Final amount
76 000 €
Real value
42 000 €
Total invested
68 000 €
ROI
53,4%
Balanced
Final amount
195 500 €
Real value
108 000 €
Total invested
68 000 €
ROI
116,7%
Aggressive
Final amount
503 000 €
Real value
278 500 €
Total invested
68 000 €
ROI
150,5%
Growth Visualization Over Time
Interactive chart showing nominal and inflation-adjusted growth curves for each strategy. Solid lines represent nominal value, dashed lines show real purchasing power after inflation. See exactly when strategies diverge.
Risk Analysis & Simulations
Scenario analysis with pessimistic, base, and optimistic outcomes. Monte Carlo probability analysis runs 1000 simulations to show confidence intervals. What-if scenarios reveal impact of return drops, inflation spikes, or paused contributions.
Scenario analysis
Pessimistic
5,2M
Base
12,6M
Optimistic
24,1M
Probability analysis
1000 simulations · 80% confidence
What-if scenarios
Return -2%
-1,4M / -20,6%
Inflation +2%
-2,2M / -31,9%
Skip 6 months
-2,6M / -37,5%
Comparison & Compound Interest Power
Compare your strategy against a savings account at 2%, government bonds at 4%, and cash under the mattress. The compound interest donut chart reveals how much of your final wealth comes from earned interest versus your own deposits.
Compound interest
Cost of Waiting & Historical Returns
Every year you delay costs you millions in potential gains. See the concrete impact of waiting 1, 2, or 5 years. Historical perspective shows what your portfolio would be worth if you had started 5, 10, or 20 years ago based on S&P 500 average returns.
Cost of waiting
Historical perspective
Based on S&P 500 avg 10.5%
Milestones & Final Comparison
Visual milestone timelines show when each strategy reaches 25%, 50%, 75%, and 100% of your goal. Complete comparison table with all metrics highlights the best strategy. Pro tip: In Czech Republic, investment gains are tax-free after 3 years of holding.
Milestones
19 000 €
6r
38 500 €
11r
57 500 €
16r
76 500 €
20r
49 000 €
4r
98 000 €
9r
147 000 €
14r
196 000 €
20r
125 500 €
3r
251 500 €
7r
377 000 €
11r
503 000 €
14r
Strategy comparison
| Strategy | Time | Invested | Profit | Fees | Real value |
|---|---|---|---|---|---|
| Conservative | 20r | 1,7M | 194K | 12K | 1,0M |
| Balanced | 20r | 1,7M | 3,2M | 48K | 2,7M |
| Aggressive★ | 20r | 1,7M | 10,9M | 126K | 7,0M |
💡 Pro tip
In CZ, investment gains are tax-free after 3 years of holding.
How it works
From strategy creation to informed decision in 3 steps
Create Your Strategies
Add up to 4 strategies with different parameters — initial amount, monthly deposit, expected return. Or use quick goal presets for retirement, housing, education, or car.
Compare Results
See side-by-side comparison with inflation adjustment, fees, risk analysis, Monte Carlo simulation with 1000 runs, and what-if scenarios.
Make an Informed Decision
Use personalized recommendations, historical data, compound interest visualization, and cost-of-waiting analysis to choose the best strategy for you.
Ready to find your optimal strategy?
Compare strategies with real data, simulations, and personalized recommendations.
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