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Recording energy meter readings: how not to lose money at the tenant settlement

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Assetli
Assetli Team
15 min read

A single mis-copied number from the electricity meter can cost you thousands of crowns at year-end — and if your readings are not properly documented, in a dispute with a tenant you usually end up holding the short end of the stick. This guide is for advanced landlords who already know the basics and want their record of energy readings to be so bullet-proof that the settlement holds up even in court. We will go through the statutory deadlines, the handover protocol, photo documentation, and how an app can help.

4 months
Deadline to deliver the settlement
50 CZK/day
Penalty for delay
30 days
For objections and supporting documents
3 years
Recommended retention of the protocol

Why a record of energy readings is crucial precisely for you

When you rent out a flat over the long term, you know that most of the nerves and money are usually “harvested” at the annual settlement of services. The tenant questions the water consumption, claims the meter showed a different number at move-in, or argues the arrears are excessive. Without data, you are at that moment left to guesswork — and the burden of proof lies with whoever claims and demands something.

A record of energy readings is not extra bureaucracy. It is your insurance. Well-kept, dated and signed readings (ideally backed up by photos) are what decides whether you actually recover the arrears from a departed tenant or pay them out of your own pocket. Operating data from the rental are also part of what makes up the real return — which is why it pays to keep them together with the rest of your assets, for example alongside your real-estate records and the development of their value.

🧷
In a nutshell
  • You must deliver the settlement of services to the tenant within 4 months of the end of the billing period (usually by 30 April).
  • A late or incorrect settlement carries a penalty of CZK 50 for each day of delay started.
  • The handover protocol with meter states is your main piece of evidence in a dispute — without it you usually cannot meet the burden of proof.
  • A photo of the meter with a date has, in practice, far higher evidentiary value than a merely copied number.

What the law says: deadlines and penalties you must know

The settlement of services connected with the use of a flat is governed by Act No. 67/2013 Coll. (the so-called Services Act) and, more generally, by the Civil Code (Act No. 89/2012 Coll.). The following points are essential for landlords:

Obligation / deadline What it means for you
📨 Delivery of the settlement No later than within 4 months of the end of the billing period (§ 7(1) of the Services Act). For 2025, therefore, by 30 April 2026.
💰 Financial settlement Any overpayment/arrears is settled within the agreed period, at the latest within 4 months of delivery of the settlement (§ 7(3)).
📂 Request for documents The tenant may, within 30 days of delivery of the settlement, request the supporting documents; you must provide them within 30 days (§ 8(1)).
⚖️ Objections The tenant may raise objections within 30 days of delivery of the settlement (or documents); you must deal with them within 30 days (§ 8(2)).
🚦 Penalty for delay CZK 50 for each day of delay started with a non-monetary obligation (§ 13).

← Swipe horizontally to see the whole table

The law is unambiguous in § 7(1): “the provider of services shall settle the actual amount of costs and advances for individual services with the recipient of services always for the billing period and shall deliver the settlement to the recipient of services no later than within 4 months of the end of the billing period.” For the financial settlement, a further deadline applies under § 7(3): “The provider and the recipient of services shall carry out the financial settlement within the agreed period, but no later than within 4 months of the day the settlement is delivered to the recipient of services.”

To better picture how the deadlines follow one another over time:

Settlement timeline (modelled on a billing period = calendar year 2025)
  1. 31 Dec 2025
    End of the billing period
    The four-month deadline to deliver the settlement starts running.
  2. by 30 Apr 2026
    Deliver the settlement to the tenant (§ 7(1))
    After this deadline, a penalty of CZK 50 for each day started applies.
  3. 30 days from delivery
    Tenant's request for documents and objections (§ 8)
    You too must respond within 30 days.
  4. within 4 months of delivery
    Financial settlement of overpayment/arrears (§ 7(3))
    The ultimate deadline to return an overpayment or pay arrears.

Beware of the amendment in force from 1 January 2023 (Act No. 424/2022 Coll.). This amendment rewrote § 8 of the Services Act. The tenant’s right to request documents and the deadline for objections are now tied to 30 days from delivery of the settlement, not to the earlier “5 months after the end of the billing period” still cited by many older articles (this is outdated wording valid only until 31 December 2022 — in practice the most common source of mistakes). The current state is confirmed by the commentary to the Act: “In the wording of Act No. 67/2013 effective from 1 January 2023, objections must be submitted to the provider of services within 30 days of delivery of the settlement … If the recipient of services fails to submit objections within this period, it is deemed that they agree with the manner and content of the settlement.” The amendment also enshrined that defects in the settlement do not affect the maturity of an overpayment and that the maturity of arrears is not affected by defects that have no impact on its amount. This protects the landlord from having the whole settlement collapse over a minor formal error (for example, an inaccuracy of a few crowns).

The penalty rate of CZK 50 per day follows from § 13(2): “The agreed amount of the penalty must not exceed CZK 50 for each day of delay started. If no agreement is reached with the tenants, or no decision of the cooperative or association is made, the penalty amounts to CZK 50 for each day of delay started.” This rate has applied since 1 January 2016, when amendment No. 104/2015 Coll. reduced it from the original CZK 100 per day; no amendment effective in 2024–2026 has changed it (the last major amendment, No. 424/2022 Coll., did not touch § 13 at all). The penalty may be agreed lower (with at least a two-thirds majority of tenants in the building, or by a decision of the cooperative or homeowners’ association); if no agreement is reached, the CZK 50 applies. Since the law sets no overall cap, only a daily maximum, over a longer delay it can climb to a non-trivial sum per year (of the order of up to around CZK 18,000 a year). The sanction, moreover, cuts both ways — the same penalty also threatens a tenant who, for example, fails to report a change in the number of persons in the flat.

Calculate the penalty for delay

The law sets only a daily rate (max. CZK 50) and no overall cap. Enter the number of days of delay and see how high the penalty climbs. Everything is calculated right in your browser — nothing is sent anywhere.

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Penalty-for-delay calculator (§ 13)
Penalty = number of days of delay started × daily rate. The maximum statutory rate is CZK 50/day.
Total penalty
At the maximum rate of CZK 50/day

* Illustrative calculation. The penalty may be agreed lower (or by a decision of the cooperative/association); without agreement the statutory CZK 50/day applies. The sanction applies to both contracting parties.

Which services do you actually settle

The Services Act applies to performances provided by the landlord. The Civil Code, in § 2247(2), designates as “essential services” the supply of water, the removal and drainage of waste water, the supply of heat, the removal of municipal waste, the lighting and cleaning of the common parts of the building, securing radio and television reception, the operation and cleaning of chimneys, and, where applicable, the operation of a lift.

🔁

The tenant can transfer to themselves

  • Electricity — settled directly with their own supplier
  • Gas — likewise, a contract directly with the supplier
📌

Always stays with you (you settle it)

  • Water and sewerage — cannot be transferred to the tenant
  • Heat and hot water (apportioned under the decree)
  • Waste removal, cleaning and lighting of common areas, lift…

If the tenant transfers electricity and gas directly into their own name, they settle these themselves with their supplier. Water and sewerage cannot be transferred to the tenant — these always remain with you and you settle them.

An important detail for heat and hot water: apportionment is governed by Decree No. 269/2015 Coll. After the amendment (Decree No. 274/2023 Coll., effective from 1 January 2024, first applied to the 2024 billing period), the total cost of heating is split into a basic component of 40–60 % (depending on the building’s energy performance, apportioned by floor area), with the remainder forming the consumption component (by metered readings). For hot water, the basic component is 30 % and the consumption component 70 % of the heat costs.

Cost split (Decree No. 269/2015 Coll. as amended by 274/2023 Coll.)
🔥 Heating
Basic 40–60 %
Consumption
🚿 Hot water
30 %
Consumption 70 % (readings)

If the tenant does not allow the meter to be read or improperly influences it, the consumption component is charged to them as three times the average — another reason to keep readings documented.

The handover protocol: your strongest evidence

The handover protocol is not required by law, but in practice it is the most important document of the entire tenancy. Courts routinely treat it as the decisive evidence of the state of the flat and the meters at the moment of handover. As legal advisory services for landlords point out: without a signed protocol reflecting the state of the flat, the landlord usually cannot meet the burden of proof in court proceedings for damages or for arrears.

Draw up the protocol both at move-in and at the end of the tenancy. For each meter, record:

🔢
Type and serial number

Electricity meter, gas meter, cold-water (blue) and hot-water (red) meters, and possibly a calorimeter or heat-cost allocators on the radiators.

📊
Current reading in units

Electricity meter in kWh (for dual-tariff, the high tariff T1 and low tariff T2 separately), gas meter and water meters in m³.

🕒
Date and time of the reading

Plus a check of seals and the meter's functioning — note any anomaly.

✍️
Signatures of both parties

Draw it up in two counterparts — one for each party.

For each meter, take a photograph showing both the serial number and the current reading legibly at once. A mobile photo with a date (EXIF data) is, in practice, much stronger evidence than a merely copied number that the tenant can dispute. Keep the protocol at least for the duration of the tenancy and afterwards for at least the general three-year limitation period. It pays to keep scanned protocols and meter photos safely in one place — that is what a document store attached to each asset is for, so you can find them quickly in the event of a dispute.

Tip for the advanced: If the building has remotely readable metering of heat and hot water (mandatory for new installations, and across the board no later than 1 January 2027), the homeowners’ association/supplier has been obliged since 1 January 2024 to provide information on consumption monthly (§ 8a of the Services Act). Archive these monthly overviews — they are further independent evidence of how consumption develops.

Common disputes and how to prevent them with records

The same situations recur in the practice of landlords and lawyers alike. Well-kept records resolve them before they even arise:

1
"The electricity meter showed a different number at move-in."

Without a signed protocol and a photo, you cannot prove it. With them, the dispute is over within minutes.

2
The arrears exceed the deposit.

If the tenant leaves and high arrears arise, recovery is difficult. That is why the contract must expressly stipulate that the security deposit may also be used for arrears from the settlement of services. Under § 2254(1) of the Civil Code: "the security deposit together with the right to payment of a contractual penalty must not exceed three times the monthly rent in total" (the net rent, excluding advances on services, is counted).

3
The tenancy ends mid-year.

For water, heat and other services from the homeowners' association, you only learn the actual costs at the annual settlement. A reading of the meters as of the handover date is therefore essential to split consumption between the departing and the new tenant. For electricity and gas, you can ask the supplier for an extraordinary reading/invoice (usually up to CZK 100).

4
The tenant disputes the water consumption.

If they request a check of the water meter and the meter proves functional, these are reasonably incurred costs that the tenant should bear; if it is faulty, the landlord pays them.

How a property-management app helps you

Excel and a drawer full of papers work as long as you manage a single flat and have a reliable tenant. As soon as tenants come and go, or you have more than one flat, a property-management app that keeps the record of energy readings in one place and over time begins to pay off.

What you gain from smart recording of readings:

🗓️
A dated and undeniable history

Readings of water, electricity and gas — every record with the reading and the date, ideally with a photo of the meter attached.

📈
An overview of consumption over time

You spot unusual swings (for example a hidden water leak — a dripping tap can raise consumption by tens of percent a year) before they turn into devastating arrears.

⚖️
Correct setting of advances

You compare real consumption with the advances and avoid the situation where arrears exceed the deposit.

📁
Documents always at hand

For the settlement and for any dispute — without frantic last-minute searching for papers.

Tracking water, electricity and gas readings in a single app also fits into the broader overview of your assets — alongside the property and the development of its value, you keep the operating data that makes up the real return on the rental under control too. When you feed these figures into your net-worth overview and track them in consumption and spending analytics, you see your finances in context and decide on the basis of data, not guesswork. This is precisely the principle on which Assetli is built — and why you will appreciate it most as an investor and landlord.

A practical checklist for bullet-proof records

Tick off the individual items — the checklist is interactive, so you can mark off the completed items as you prepare.

Frequently asked questions

By when must I deliver the settlement to the tenant? +

No later than 4 months after the end of the billing period. For a calendar year 2025, that means by 30 April 2026. The billing period may be at most twelve months and you set its start in the lease agreement.

What is the penalty if I miss the deadline? +

CZK 50 for each day of delay started. It applies not only to a late settlement but also to a failure to provide documents or to deal with objections. It may be agreed lower; otherwise CZK 50 applies. The law has no overall cap, only a daily maximum.

Do I have to photograph the readings if I have a signed protocol? +

It is recommended. A written record and a signature are evidence, but a photo with a legible serial number and reading is in practice considerably harder to dispute.

Can I deduct arrears from the deposit? +

Yes, if you expressly agreed in the lease that the deposit may also be used to pay arrears from the settlement of services. Without this stipulation it tends to be contentious. Bear in mind, too, that the deposit must be returned at the end of the tenancy — for arrears for services that are settled later, returning it with a reservation for the future settlement works well.

What if the tenancy ends mid-year? +

Draw up a handover protocol with readings as of the handover date. For electricity and gas you can request an extraordinary invoice; for services from the homeowners' association you only learn the actual costs at the annual settlement and split them according to the readings (for heat, the coefficients from the annexes to Decree No. 269/2015 Coll. help).

Conclusion: data is cheaper than disputes

A dispute over a settlement costs time, nerves and money — and often ends with you paying the arrears out of your own pocket simply because you were missing one piece of paper or one photo. A careful record of energy readings is the cheapest insurance a landlord can have. A signed protocol, dated photos and continuously kept readings turn a potential dispute into a routine matter.

🏠📊

Want your readings and your whole portfolio neatly in one place?

Try Assetli — record water, electricity and gas readings, track consumption over time and decide based on data.

Start for free on assetli.app

You might also be interested in how the operating data and the value of the property add up to the overall picture of your assets — see the guide How to calculate your net worth.


Disclaimer: This article is for educational purposes only and does not constitute legal advice. The deadlines and rates given are based on the wording of Act No. 67/2013 Coll., the Civil Code and related decrees in force as of 17 June 2026, and may change with amendments. In a specific dispute, consult a lawyer.

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Auteur de l'article
Assetli
Assetli Editorial Team — AI-powered financial platform

Assetli is an intelligent platform for managing personal finance, investments and household. Our editorial team combines current market research, authoritative sources (EY Global, Investment Company Institute, Vanguard, Charles Schwab, central-bank and regulator publications) and practical experience building financial tools. We write clearly — no marketing fluff, no unnecessary jargon. Every statistic in our articles is backed by a public source you can verify yourself. Important: our articles are for educational purposes only and do not constitute investment advice.

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