Know exactly where your money goes
Set budgets by fixed amount or percentage of income. Allocate 100% across categories with the 50/30/20 rule or envelope method. Track spending pace, get threshold alerts, rollover unused amounts, and analyze trends with category breakdowns.
Complete Budget Overview
See your monthly income, total budget, and remaining amount at a glance. A colored allocation bar shows how your budget is distributed across categories. Filter by period — this month, last month, this quarter, or this year. Switch between overview and analytics tabs.
Monthly income
€2,200
€2,200
Total budget
€0
Remaining
100%
allocated
Living expenses
60% of income
€1,300
Entertainment
17% of income
€370
Invest & savings
15% of income
€3,900
Detailed Budget Tracking
Dive into each budget to see spent amount, remaining balance, daily average spending, and recommended daily limit. A daily goal chart tracks your actual spending pace against the ideal curve, showing whether you're ahead or behind plan.
Entertainment
Day 30 period 31 · 1 days left
Spent
€220
61%€370 of budget
Remaining
1 days left€140
✓ Within limit
Daily average
€7
-€4 vs. budget
Recommended
€140
per day
Daily goal
Ahead of plan €130Day 30 period 31
Spending Pace Analysis
Understand your spending velocity with a pace rating. Compare time elapsed vs. budget spent — are you spending faster or slower than time? See projection to end of period and find out exactly how much you can safely spend today with the affordability calculator.
Spending pace
Excellent pace-36% slower than time
Projection to end of period
Within limit€230
Based on average daily spending
vs. daily budget
How much can I spend
Find out how much you can spend and still stay in budget
💡 You're ahead of plan! You can afford a bit more.
Safe spending
You'll stay comfortably under limit
€70
Reasonable spending
Still have reserve for unexpected
€110
Maximum spending
Uses all remaining budget
€140
Spending Trends & Categories
Visualize 12-month spending history vs. budget limits in a bar chart. See which months you exceeded your budget (red bars) and which you stayed under (orange). A donut chart breaks down spending by subcategory with percentages and amounts.
Spending trend
Spending history vs. budget limit
Spending structure
Spending breakdown by category
Budget Allocation & Sub-Budgets
Allocate your budget across individual categories. See total budget, allocated amount, and remaining to allocate with a progress bar. Create sub-budgets for specific categories like restaurants, games, or travel. Distribute evenly with one click.
Budget allocation
Distribute budget across categories
Total budget
€370
Allocated
€0
Remaining to allocate
€370
Category sub-budgets
+ Add sub-budgetCategories without limit (16)
Cost Structure & Budget Transactions
See the split between fixed costs (from subscriptions) and variable costs at a glance. View all transactions that fall within this budget's categories, sorted by date, with category labels and amounts. Smart insights highlight unusual spending patterns.
Cost structure
Recent transactions
View all →McDonald's
30. 4. · fastfood
€3
GOPAY *NICE.CZ
27. 4. · services
€40
Qerko *Qerko
25. 4. · restaurant
€85
DELIKOMAT CZ 49530
25. 4. · Groceries
€2
How it works
Three steps to smarter spending
Set Your Income & Budgets
Enter monthly income, create budget categories with amounts or percentages. Use 50/30/20 template or build your own.
Track Spending Pace
Monitor daily goal, spending pace analysis, and affordability calculator. Get threshold alerts before you overspend.
Analyze & Optimize
Review spending trends, category breakdowns, cost structure, and plan sub-budgets for granular control.
Ready to take control of your spending?
Set up smart budgets and know exactly where your money goes.
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