Do you know exactly where your money goes?
Most people guess. Assetli shows you the truth. AI-powered insights that reveal hidden spending, forgotten subscriptions, and opportunities to save.
Net Worth
$0
Accounts
3 accounts
Investments
+14.2%
Real Estate
$285K
Vehicles
$254/mo
AI
27 tools
Score
0
Sound familiar?
These problems disappear with Assetli
"Where did all my money go this month?"
AI automatically categorizes every transaction and shows you exactly where each euro went.
"I have no idea how many subscriptions I'm paying for"
Track all your subscriptions in one place with 18+ categories. See the real monthly and annual cost and decide what to keep.
"I want to save, but I never know how much I can afford"
Smart budgets based on your real spending. Get alerts before you overspend, not after.
How Assetli helps you
Not just tracking. Understanding.
Transaction Import
Your data, your way
Import transactions from any bank via CSV or PDF. Connect Wallet by BudgetBakers for automatic sync from 100+ Czech and European banks. Smart duplicate detection included.
- CSV & PDF import
- WBB auto-sync (100+ banks)
- Duplicate detection
- Auto format detection
Explore in detail:
CSV / PDF
Import Transactions
BudgetBakers
100+ bank
bank_statement.csv
✓ Air Bank detected
AI Categorization
Stop sorting receipts manually
Claude Sonnet 4 learns your spending patterns and categorizes transactions automatically. Create your own rules and the system gets smarter over time.
- Learns from your corrections
- Custom categorization rules
- Batch categorization
- Result caching
Lidl Grocery Store
15.4.2024 • 14:32
-$42.80
Rule: 'Lidl' → Groceries
142
transactions found
98%
Auto-categorized
12
rules
Smart Budgets
Know before you overspend
Set realistic budgets based on your actual spending. Get notified when you're approaching limits. Supports envelope budgeting and the 50/30/20 rule.
- 50/30/20 & envelope method
- Smart threshold alerts
- Rollover unused amounts
- Budget analytics
Explore in detail:
Subscription Tracker
All subscriptions in one place
Manage all your recurring payments in one clear overview with 18+ categories. Get renewal reminders, export to your calendar and track shared costs.
- iCal calendar feed
- Payment reminders
- Annual cost overview
- Shared cost splitting
Explore in detail:
Netflix Premium
15.99/month
Jan 15
Spotify Family
14.99/month
Jan 22
Adobe CC
54.99/month
Feb 1
Investment Tracking
Stocks, crypto & more
Track your entire portfolio — stocks, ETFs, crypto and alternative investments. Live prices, dividend tracking and tax reporting for the Czech 3-year time test.
- Live prices (IEX, CoinGecko)
- Dividend tracking
- FIFO/LIFO/HIFO methods
- Czech tax tracker
Explore in detail:
Portfolio Value
$156,890
+14.2%Stocks & ETF
S&P 500, AAPL, MSFT
$89,200
+12.4%
Crypto
BTC, ETH
$42,500
+8.7%
💰 Dividends this year: $1,240
Bill Splitting
Share expenses fairly
Create groups for trips, household or events. Split expenses equally, by percentage or exact amounts. Automatic debt simplification, group chat and public sharing links.
- Automatic settlements
- Group chat & comments
- Public share links
- Multi-currency support
Explore in detail:
Summer Trip 2024
4 members • $1,240 total
Real Estate
True cost of your home
Track property values, rental income, expenses, utility meter readings, appliances and solar panels. Link to your mortgage for complete financing overview.
- Utility meter tracking
- Solar panel ROI
- Expense categories
- Tax wizard & export
Explore in detail:
🏠 Property Value
$285,000
Monthly Rent
$1,200
Expenses
$480
Cash Flow
+$720
⚡ Utility costs
⚡
$82
🔥
$45
💧
$28
Vehicles
Know what your car really costs
Track all vehicle costs — fuel, insurance, maintenance, parking. Log mileage, monitor depreciation and calculate total cost of ownership (TCO).
- Mileage & trip log
- Service event tracking
- Depreciation monitoring
- Cost per km calculation
Explore in detail:
Škoda Octavia
2021 • 52 400 km
Total/month
📋 This year: 12 400 km • 24 trips
Valuables & Assets
Track what you own
Catalog your valuables across 16 categories — electronics, jewelry, art, collectibles and more. Track depreciation, warranties, and record sales with profit/loss calculation.
- Warranty tracking
- AI smart import
- Depreciation calculation
- Sale profit/loss
Explore in detail:
Total Value
$18,450
MacBook Pro 16"
Electronics
Omega Seamaster
Jewelry & Watches
📉 Avg. depreciation: -8.2%/yr
Mortgages & Loans
Debt under control
Track mortgages and loans with auto-generated amortization schedules. Record payments, extra payments, and link mortgages to properties for complete overview.
- Amortization schedule
- Extra payment tracking
- Property linking
- Interest breakdown
Explore in detail:
Remaining
$185,400
Interest rate
4.2% fix
Monthly payment
$1,245
Smart Calculators
Decisions backed by real numbers
6 financial calculators help you plan retirement, compare investment strategies, optimize debt repayment and understand the real impact of inflation.
- FIRE independence calculator
- Mortgage with amortization
- Snowball vs. avalanche
- Compound interest scenarios
Explore in detail:
FIRE Calculator
Financial Independence
📊 What-if
Target
$750K
Progress
$510K
Analytics & Reports
Understand your finances deeply
Go beyond simple charts. Analyze cash flow forecasts, detect spending patterns, track lifestyle inflation, calculate your burn rate and measure financial health with a 0–850 score. AI Financial X-Ray generates a personalized report.
- 90-day cash flow forecast
- Financial health score 0–850
- Latte factor & anomaly detection
- AI Financial X-Ray report
Cash Flow
Financial Health
742
/850
Grade: A
Emergency Fund
4.2
months
50/30/20
AI Financial Assistant
AI that knows your finances
A floating AI chat available on every page. Ask natural questions about your money, click any number with Sniper Mode for instant explanation. Connect your own Claude Desktop or ChatGPT via MCP for even deeper analysis.
- Sniper Mode — click to explain
- MCP for Claude Desktop & ChatGPT
- 4 AI providers (own API key)
- Page-aware context
Explore in detail:
How am I doing financially this month?
Your savings rate is 34% this month — above your 3-month average of 28%. Restaurant spending increased by 15%.
Complete feature overview
Everything Assetli offers in one clear table
Finance & Banking
7 features
Bank Accounts
Multi-currency accounts with balance history
Transactions
Import CSV/PDF, AI categorization, tags, bulk edit
Budgets
6 cycles, 50/30/20 rule, envelope method, rollover
Savings Envelopes
Virtual envelopes with goals and transfers
Subscriptions
18+ categories, iCal feed, cost sharing
Bill Splitting
Shared groups, settlements, chat, public links
Net Worth
Assets vs. liabilities, distribution charts
Investments
5 features
Stocks & ETF
Multiple brokers, live prices, dividends, tax tracker
Cryptocurrency
12+ trade types, FIFO/LIFO/HIFO, live prices
Alternative Investments
P2P, crowdfunding, commodities, pension
Trade Import
Multi-step wizard with column mapping
Tax Tracker
3-year time test for Czech Republic
Property & Assets
6 features
Real Estate
Valuation, income, expenses, FVE solar tracking
Vehicles
Mileage, costs, events, TCO analysis
Valuables
16 categories, depreciation, warranty, AI import
Mortgages
Amortization schedule, payment history
Loans
Consumer loans, credit cards, installments
Energy & Utilities
Meter readings, cost calculation, consumption
AI & Automation
6 features
AI Assistant
Floating chat, 27 tools, 4 AI providers
AI Categorization
Claude Sonnet 4, custom rules, caching
Sniper Mode
Click any element for AI explanation
MCP Server
Connect Claude Desktop, Claude Code, ChatGPT
AI Financial Report
Automated analysis with recommendations
Financial Score
0–850 score, 7 components, peer comparison
Planning & Tools
7 features
FIRE Calculator
Financial independence, 3 scenarios
Mortgage Calculator
Amortization, extra payments, DTI
Debt Payoff
Snowball vs. avalanche strategies
Inflation Calculator
Purchasing power over time
Investment Strategies
DCA, compound interest, comparison
Vehicle Calculator
Total cost of ownership
Analytics
Cash flow, patterns, predictions, merchant analysis
Platform
7 features
Multi-Profile
Up to 15 independent financial profiles
Family Legacy
Emergency access for trusted contacts
File Manager
Cloud storage for documents and receipts
4 Languages
English, Czech, German, French
2FA Security
TOTP, backup codes, brute-force protection
Data Export
GDPR export (JSON), CSV, tax reports
Command Palette
Ctrl+K global search and quick actions
Free forever. No credit card required.
Assetli in numbers
Everything you need for complete financial management
Who is Assetli for?
Whether you're just starting or already investing
Individuals
Take control of your spending and finally understand where your money goes.
- Track all accounts in one place
- Smart budgets that work
- Find hidden savings
Couples & Families
Manage household finances together. Shared budgets, individual tracking.
- Multiple profiles
- Shared & separate budgets
- Family spending insights
Investors
Track your portfolio alongside daily spending. See your complete financial picture.
- Investment tracking
- Compound interest calculator
- Net worth overview
Ready to know where your money goes?
Start free. No credit card required. See the difference in 5 minutes.
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