Plan your path to financial freedom
Calculate when you can achieve financial independence. See your FIRE number, required savings rate, and projected retirement date.
Why use our FIRE calculator?
Take control of your financial future
Know Your Number
Calculate the exact portfolio size you need to never work again. Based on your expenses and safe withdrawal rate.
Track Progress
See how close you are to FIRE. Track your savings rate and investment growth over time.
What-If Scenarios
See how changes in spending, income, or returns affect your FIRE date. Optimize your strategy.
Calculator Features
Everything for your FIRE journey
FIRE Number
Calculate how much you need based on the 4% rule.
Time to FIRE
See exactly when you can achieve financial independence.
Savings Rate
Calculate what percentage of income you need to save.
Coast FIRE
Calculate when you can stop saving and still retire on time.
Barista FIRE
Plan for part-time work while your portfolio grows.
Lean vs Fat FIRE
Compare different lifestyle scenarios and their requirements.
How it works
Calculate your FIRE number in 3 steps
Enter your numbers
Input your current savings, income, expenses, and expected returns.
Set your goals
Define your target annual spending in retirement.
Get your plan
See your FIRE number, timeline, and required savings rate.
Ready to plan your financial freedom?
Calculate your FIRE number and start your journey to early retirement.
Start CalculatingFree to use, no account required