Compare vehicle costs completely
Go beyond the sticker price. Compare total ownership costs including fuel, insurance, service, financing, depreciation, ecological impact, and investment alternatives — all in one calculator.
Configure & Compare Vehicles
Set annual mileage, comparison period, and expected investment return. Add your current vehicle and up to 3 alternatives. Choose financing type — cash, loan, or leasing — for each.
Annual mileage
24 000 km
Comparison period
8 years
Investment return
7.5%
Scala
Leasing€240/mo
Enyaq
Loan€300/mo
Kamiq
Leasing€260/mo
Fuel, Operating Costs & Depreciation
Configure fuel type — gasoline, diesel, CNG, LPG, or electric — with consumption and price per unit. For EVs, set the home charging ratio with a slider splitting domestic electricity vs. public charging prices. Add custom annual operating costs — service, insurance, tires, STK/emissions, car wash, highway stickers, or any custom expense. Set residual value as percentage or amount — the calculator predicts how much the vehicle loses in value over the comparison period.
Fuel type
Scala — Petrol
Enyaq — Electric
Operating costs (yearly)
Residual value
Computed value
€5,200
Estimated value at end of period
Scala, Kamiq (Leasing)
Not applicable for leasing
Best Choice & Vehicle Ranking
Instant winner recommendation based on total costs. See clean TCO, cost per year, cost per kilometer, and exactly how much you save vs alternatives.
Scala
Based on total ownership costs over comparison period
Clean TCO
€45,500
Per year
€5,700
Per km
5,€4
You save €20,000 vs Enyaq (After 8 years)
Scala Leasing
€45,500
Kamiq Leasing
€50,500
Enyaq Loan
€65,000
Cost Breakdown & Trends
Donut chart reveals where your money goes — fuel, financing, insurance, service, depreciation. Line chart shows cumulative costs growing over years for each vehicle.
Cumulative costs over time
Ecological Impact
Compare CO2 emissions, fuel consumption, and eco scores across vehicles. EV gets perfect 10/10, combustion vehicles scored based on emissions.
Scala
Eco score
4.5/10
Emissions
111 g CO2/km
Annual
2 674 kg/yr
Consumption
1 560 L/yr
Enyaq
Most ecoEco score
10/10
Emissions
0 g CO2/km
Annual
0 kg/yr
Consumption
4 080 kWh/yr
Kamiq
Eco score
4.5/10
Emissions
111 g CO2/km
Annual
2 674 kg/yr
Consumption
1 560 L/yr
Invest vs Buy Decision
Should you buy in cash or finance and invest the difference? Compare keeping cash for purchase vs investing it while paying installments. See which option leaves you better off.
Keep cash
Total position
-€20,500
Invest + finance
Better choiceTotal position
+€14,000
💡 You got the car practically free and still have 345,368 Kc left!
Invest the Savings
Choosing the cheaper vehicle? Invest the monthly payment difference. See how compound returns grow your savings over the comparison period.
Monthly difference
€60
Total invested
€5,800
Value after 8 years
€7,900
💡 Compound growth at 7,5% p.a. — return: +€2,100
Cumulative Cost Table
Year-by-year breakdown showing cumulative costs for each vehicle. Cheapest option per year highlighted. See exactly when one vehicle becomes more economical than another.
| Year | Scala | Enyaq | Kamiq |
|---|---|---|---|
| Year 1 | €5,400 ✓ | €12,000 | €5,600 |
| Year 2 | €10,500 ✓ | €22,000 | €11,500 |
| Year 4 | €21,500 ✓ | €39,500 | €22,500 |
| Year 8 | €45,500 ✓ | €65,000 | €50,500 |
How it works
Three steps to find your most economical vehicle
Add Your Vehicles
Add your current vehicle and alternatives with financing details — cash purchase, loan, or leasing terms.
Compare Total Costs
See the winner, ranking, cost structure, ecological impact, and year-by-year cumulative costs at a glance.
Optimize Your Decision
Use invest vs buy analysis and monthly savings investment to maximize value beyond just the cheapest vehicle.
Ready to find the most economical vehicle?
Compare total ownership costs and make a data-driven decision.
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