Notifications and emails

Notifications are generated once a day for each profile and shown under the bell icon in the app. Some of them also go out by email; which ones is up to you, per type, in Settings. In-app notifications expire after 30 days.

When they are generated

A scheduled job runs every day at 06:00 UTC and looks at each profile’s data. Each notification has a deduplication key, so the same event (the same subscription renewing, the same budget exceeded this month) never produces two notifications. The weekly recap runs weekly, the year-end summary once a year in December.

Types you can configure

For each type you choose in-app, email, both or neither. The table shows the defaults.

Notification	What triggers it	Email by default
Mortgage fixation ending	A mortgage’s fixed-rate period is about to end	yes
Idle cash	A large balance sits on a current account while a savings account or investment would earn more	yes
Uncategorised transactions waiting	Imported transactions without a category	no
Savings rate change	The rate on a savings account changed against the benchmark	no
Budget exceeded	Spending in a category passed its budget	no
Savings milestone	A goal or envelope reached a milestone	no
Subscription renewal	A subscription renews soon; lead time adjustable from 1 to 30 days, default 3	no
Vehicle reminders	Inspection, insurance or service dates on a vehicle	yes
Investment reminders	Reminders you set on investments	yes
Warranty ending	A valuable’s warranty ends; lead time 1 to 180 days, default 30	yes
Lease ending	A vehicle lease ends; lead time 1 to 180 days, default 30	yes
Savings goal deadline	A goal’s deadline approaches	no
Shared expenses: activity, budget, debt	Activity in an expense group you belong to	no
Dividend upcoming	A dividend date for a holding	no
Family Legacy access request	A trusted contact requested access	yes
Inactivity reminder	No activity for 30 days	yes
Learning moment	A short educational note tied to something in your data	no
Weekly recap	Weekly summary of your finances	yes
Year in review ready	Your yearly summary is ready, in December	yes

Types that are always in-app only

AI budget running low, AI budget renewed, and system messages. These are never emailed.

Emails

Emails go out through Resend to the address on your account, in the language of your profile. A notification email carries the same text as the in-app notification, so an email about a budget contains the amounts. Emails already sent cannot be recalled.

Switching everything off

Settings → Notifications lets you disable email per type, or every type at once. In-app notifications for configurable types can be disabled the same way. Deleting your account stops everything immediately.